MiniCo Insurance

Vendor Spotlight

MiniCo Insurance Agency was founded in 1974 as a provider of specialty insurance products and publications for the self-storage industry. Today the company is a program administrator offering multiple specialty property and casualty insurance products for a variety of unique industries and exposures.

Facility Insurance

MiniCo is a leading specialty insurance provider for the self-storage industry offering a commercial businessowner policy with specialty coverages including customer goods legal liability and sale and disposal liability. General liability only and umbrella coverage are also available. Coverage is available in the United States and select Canadian provinces. MiniCo represents A.M. Best "A" rated carriers.

MiniCo employs more insurance professionals with specialized knowledge about self-storage operations than any other company. Our experienced underwriters work with your existing insurance agent to prepare a quote and service your account with the dedication and expertise that comes with nearly 40 years of experience in the self-storage industry. When you choose MiniCo to insure your business, you don't just get a policy number - you get a team.

Tenant Insurance

With two tenant insurance programs to choose from, MiniCo has tenant insurance covered.

The MiniCo Pay-With-Rent tenant insurance program and TenantOne Direct insurance program have been enhanced to provide improved benefits for self-storage businesses and tenants. Features include a zero-dollar deductible, rodent/vermin damage coverage, replacement cost coverage and facility protection coverage in the event of fire. MiniCo Pay-With-Rent facilities earn competitive administrative fees, and training is available to enhance tenant participation.

Both programs are real insurance programs underwritten by A.M. Best "A" rated carriers. In the event a tenant experiences a loss, MiniCo's in-house claims team takes the lead in processing and adjusting claims - not the facility. In addition, the MiniCo Pay-With-Rent and TenantOne Direct insurance programs function as primary insurance in the event of a claim. Tenants are not required to file a claim against their homeowner or other insurance policy before making a claim with MiniCo.

Risk Management Tools and Information

MiniCo provides risk management information for self-storage professionals through our quarterly e-Risk Management electronic newsletter. Each issue features articles about risk management tools and strategies that may be implemented at self-storage operations including a risk management checklist. A free subscription is available at the "Publications" section of the MiniCo website or by e-mailing

MiniCo Insurance Agency, LLC, the parent company of MiniCo Insurance Agency of Canada, Incorporated, is a member of the Aran Insurance Services Group and represents A.M. Best "A" rated carriers. (California license no. 0H04984)

Vendor Spotlight

The BSC Group has been voted Best of Business - Finance for six years running by the readers of Inside Self-Storage.

ISS Best of Business 2018 Award